21 April 2018

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No means no

9 April 2018

Dear fac-a-teer,

What really drives pricing?

- Underwriters keen not to lose their jobs?
- Brokers with yet another super-duper facility with access to the latest analytical tools?
- Investors with cash to spare ready to support yet another new venture in a market already fully stuffed with capacity?
- Loss-impacted regional accounts?
- Reinsurance tails wagging insurance dogs?
- Investment portfolio returns?
- The chief risk officer function?

One suspects all of the above feed into the pricing stew, and some other select ingredients we haven&#...

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