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Dear Reader,

Another year, another tide of claims which look set to top $100bn. It hasn't exactly been the smoothest of rides has it?

For some in the market such as French state-backed reinsurer CCR or Argenta-managed Syndicate 1965, the atrocious Asia-Pacific catastrophe experience has simply been too much to bear. And let's not forget that Hardy is now up for sale as well.

Is anyone to blame here? It's easy to criticise particular management strategies with the benefit of...

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